Hi-Line offers dental insurance through MetLife. MetLife provides access to a national network of PPO dental professionals that agree to a lower contracted fee. You may use a dentist that is contracted with MetLife or select a non-contracted dentist and the insurance covers the same services at the same benefit level.
When you use Metlife network dentists your out-of-pocket expenses are paid at the contracted rate so your benefits coverage stretches further. For information on participating providers in your area, please go to www.metlife.com.
| Deductible (Waived for Preventive Services) | $50 – Individual / $150 – Family |
| Annual Maximum | $1,000 |
| Preventive Services |
| (Includes oral exams, x-rays, cleaning and fluoride applications) | 100% |
| Basic Services |
| (Includes periodontics, endodontics and composite fillings) | 80% |
| Major Services (Includes crowns, simple and surgical extractions, bridges, dentures and implants) | 50% |
| Orthodontia Lifetime Maximum | $1,000 |
| Out of Network Reimbursement | 90th percentile of Usual & Customary Rate |
